UK Business Bank Accounts for American Residents

UK Business accounts for Non-UK Residents

UK Business Bank Accounts for American Residents

There are a number of UK Business Bank Accounts for American Residents options available many of which can be opened with no UK visit required and in less than 5 days.

The issue with opening any UK Business Bank Accounts for American residents is exactly the same as most other non-UK residents in that the mainstream banks here simply do not have an appetite to offer any business banking to anyone who lives outside of the UK.

So how can we help with UK Business Bank Accounts for American Residents?

The easiest and quickest option available is often an online account which will accept residents from America provided they have a UK Limited company and they can be formally identified, which can all be achieved in the comfort and security of your own country.

Apply for your UK Business Bank Accounts for American Residents by Clicking here
or Telephone us on +44 (0)20 3286 3929.

We have direct access to a number of business account providers that will consider all applications from American residents provided they have some formal identification documents and a legitimate business registered in the UK.

The main benefit of this is No UK Visit is Required and the account can be Opened in Days, so far quicker and easier than the mainstream banks.

Our UK Business Bank Accounts for American Residents are specifically designed for low-risk business activities regardless however we do also have options for higher risk business activities, so your application will always be accepted if substantiated with all the necessary identification and business documents.

UK Business Bank Accounts for American Residents
UK Business Bank Accounts for American Residents
Will I be required to travel to the UK to open an account?

There is currently NO UK VISIT REQUIRED to complete the application process, so everything can often be done online with scanned copies of all the essential documents for the directors and shareholders of the business.

What Information do you need to complete the application?

For the business we will require:

Limited Company name and Registered Address details
Copy of Certificate of Incorporation
Link to your website or other proof of business

For EVERY Director and Shareholder with over 10% share of the business we will require:

Full name & home address
Date of Birth
All contact details – Phone & email address
Photo Identification – Valid passport, Identity card or driving licence
Proof of home address – Recent Utility bill, tax demand, personal bank statement etc

What will it cost to open a UK Bank Account for American Residents?

The opening charges will vary depending on a number of different factors, including how many Directors and shareholders there are, the complexity of the businesses, what options would be available, what service you wish to use and how quickly you need an account but will start from around £295.00 and can opened in a matter of days once all documents have been formally submitted.

I don't have a UK Limited Company, can you register one too?

Yes we can offer the full service of Registering a UK Limited Company and if required, the use of our UK Registered Address, which is essential for every UK business.

You MUST have at least One Director and shareholder, however as a non-UK resident it will no longer prohibit you from obtaining some UK Banking facilities.

UK Business Bank Accounts for American Residents

UK Business Bank Accounts for American Residents – Features of this business account.

The type of banking facilities available will very much depend on the ‘risk’ profile of your business, so may can expect to get access to a UK sort-code and GBP account number, a key element to accept UK faster payments.

Here are some of the features you can be sure will be INCLUDED with your new Business Account:

  • UK Sort Code & Account Number* (Low risk only)
  • Euro Account with IBAN & SWIFT** (High risk businesses)
  • Internet & Online Banking
  • UK-UK Payments*
  • Euro Payments**
  • SAFE: Fully Regulated & Authorised by the FCA
  • No long term contracts – cancel at anytime

If you want to know more about why the mainstream banks often decline applications from Non UK residents, please read the page on Why the mainstream banks decline non UK resident business account applications.

UK Business Bank Accounts for American Residents

Company Formations

Register and Open your new Limited Company ready to start trading in the UK.

Business Accounts

Fully Regulated Business Accounts for All Non-UK Resident Directors & Shareholders.

Accountancy & VAT Advice

Accountancy, VAT & Tax Advice Services ensuring your business trades legally & compliantly in the UK

Card Payments & Merchant Services

Collect your Card Payments and pay directly into your new Business Account, inc Online, Virtual Terminals and Card Machines.

International Payments

Make Free International Payments at competitive rates from our FX Partners and save money repatriating funds

UK Registered Address

Have a legitimate base in the UK by using our Registered Address for your Limited Company

  • UK Business Bank Accounts for American residents only offered only to those with a UK Limited Company
  • Valid photographic identification must be provided for all Directors and main shareholders
  • Multi-currency accounts available (subject to T&Cs)
  • Easy to Open with Quick Decision – Apply Online Here

Extra Direct is NOT a Bank but a specialist banking intermediary who is able to source and help open business accounts for non UK resident directors and shareholders, including those who reside in America and can provide suitable photographic and proof of home address identity.